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Is the Debt Snowball Method the Best Way to Pay Off Debt?
Snowballs are fun, except when it comes to debt levels snowballing out of control. Credit card after credit card, loan after loan, missed payment after missed payment and the debt skyrockets upward,...
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Why Does Toys R Us Want My Phone Number?
“Your phone number?” “No, thank you.” “And your zip code please?” “No, thanks.” “Can I get your email to complete the transaction?” “No.” “And would you like to save an extra 5% today by signing up…”...
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Stubbornness Cost Me Four Months of Running. What’s It Costing You?
That twinge on the bottom of my foot sure didn’t feel good. One minute I’m running fine and the next minute I was praying “I hope I’m fine.” That was August 2013 when, after running about 1,200 miles...
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Choosing the Right College Starts by Answering These Questions
What questions about college should I ask? Choosing a college at 18 years of age presents a daunting challenge. For most high school students, the decision represents the most difficult one they’ve...
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Spring Break: Glorious Rite of Passage or Undisciplined Waste of Money?
Having a blast on spring break? This week and next, thousands of high school and college students will embark on the annual ritual known as spring break. They will fill hotels, crowd beaches and party...
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How We Are Coping With the Family Rat Race
Four times in my life I’ve been able to experience the truth of this Bible verse: “Behold, children are a gift of the Lord, the fruit of the womb is a reward.” (Psalm 127:3) Each time I was moved to...
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How Shopping for Shoes Changed My Financial Life
It’s Financial Literacy Month and I’m pleased to be part of an awesome blog carnival today hosted by Shannon from The Heavy Purse. In case you are unaware, Shannon’s passion is all about helping...
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Bugs Bunny’s Quest to Beat Cecil Turtle Cost Him Dearly
Hidden Nuggets Series #43 – “A faithful man will abound with blessings, but he who hastens to be rich will not go unpunished.” – Proverbs 28:20 Over a six-year period between 1941 and 1947, Bugs Bunny...
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How to Play the “Take This Money – No Thanks – I Insist” Game
Hidden Nuggets Series #46 – “But the king replied to Araunah, “No, I insist on paying for it. I will not sacrifice to the Lord God burnt offerings that cost me nothing.” – II Samuel 24:24 No doubt at...
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A Time For Choosing Freedom
Eerily, this man’s words, penned in 1964, are coming true on many levels: “Every lesson of history tells us that the greater risk lies in appeasement…[and] policies of accommodation…” “If we continue...
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When Conviction Trumps Value
Several times in my life, I’ve felt strongly convicted about addressing a personal issue. I’m no different than anyone else in that sometimes a barrier of some kind keeps me from moving forward. The...
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5 Purchases I Refuse to Skimp On
Today we are all about spending money here at Luke1428. I know that’s quite a departure from what you might expect from a website devoted to guiding people towards financial freedom. Practicing...
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An Open Hand: The Most Powerful Money Visual Ever
Hidden Nuggets Series #20 – “…you shall not harden your heart nor shut your hand from your poor brother, but you shall open your hand wide to him and willingly lend him sufficient for his need…” –...
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The Secret Step to Contentment (Philippians 4:11-12)
On Contentment – “Not that I speak in regard to need, for I have learned in whatever state I am, to be content: I know how to be abased, and I know how to abound. Everywhere and in all things I have...
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Living is Worth the Risk – So Choose to Live!
Ugh…Wow! That’s the basic starting point for describing 2020 to most people. A year that FDR might say will live in infamy. If you would have told me in December of 2019 that for most of the next year...
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